60SecondPremier | Respond Online, Reviews, Fees, Alternatives, Faqs…
- First Premier Bank offers you a 60SecondPremier card.
- To get yourself registered for the card you need to enter the confirmation number at www.60secondpremier.com.
- The 60secondpremier card is suitable even for people with average or low credit history.
To apply for the 60secondpremier card, which is issued by the First Premier Bank, you should know the following conditions. You are eligible only if your age is 18 or above. You must have a permanent source of monthly income and you should have a permanent residency in the United States. You don’t need any perfect credit score for this card.
If you want to register yourself by using the confirmation number, all you need to do is visit the official site by using the link www.60secondpremier.com confirmation number. The process will take about 5 minutes. Furthermore, customers with confirmation number are preferred and pre-screened with more chances of being accepted.
60SecondPremier Pre Approved Confirmation Number Highlights
- Users having the 60secondpremier Confirmation number will be preferred, as they have pre-screened as compare to the people not having the confirmation number with them.
- People who are willing to remake their credit score by making payments on time can use this credit card opportunity.
- Advantage of 60secondpremier Confirmation number is that they are given more priority and will have pre-screened with respect to other people with no confirmation number.
- First Premier Bank issues 60secondpremier Credit Card and they are the ordinary member of Government Store Protection Organization.
If you want to apply without any confirmation number. This is a short process and to apply for the 60secondpremier card you have to visit the website by using the link www.60secondpremier.com. In this site, there is a form presented to you in which you have to enter your personal details that include your name, location and last four digits of your social security number.
60secondPremier Credit Card Login
To apply for the 60secondpremier Credit Card without having the confirmation number with you all you have to follow the steps mentioned below:
- Visit the official website www.60secondpremier.com.
- Now you have to enter your personal details that include your first and last name, address, last 4 digits of Social Security Number.
Reviews and Complaints
After collecting the complaints and reviews from the customers, some of the reviews below are collected from different sources and forums.
Back from the 5 years I own this card, never faced any problem in having this card, and never contact the customer service. They really helped me with my credit score. My relative has been charged with the debt with the same name I am having and because of that debt I was rejected for all the credit cards. 540 was my score for TransUnion at that time and the Equifax score was zero.”
“My credit card score is boosting every month as I am paying my bills on time never I got late in paying bills. My credit card score increased up to 200 points, I am very happy, and I think so it will help me build a strong financial business for me in the near future. I would definitely recommend this credit card to all my relatives including friends.”
From the last year, I am having my card. The credit line given to me was $500. I always make my payment in full every month to get rid of paying the rate of interest. The annual fee will surely help you to get back on the track of credit. All you have to do is to pay on time each month in full. If you are unable to do that than you are not eligible for this card.
“I have been using this card for a quite a long time and never ever I faced any problem with my card or with my credit score. My payments are all up to date and my score is increasing day by day. I am very happy and I really don’t regret using their card as I faced many problems with my previous company.”
“They had good customer service I have ever experience in my life. I made all of my payments before time and they sealed my account due to some automatic issues. I asked them to open my card and they talked to me nicely and said soon your card will be activated. I was glad that I am using this service. I will definitely recommend this credit card. You can also raise your credit score by using this card. Just make your payments on time and you will be eligible for the opportunity to build your credit score as this is a great platform for such customers.”
Also Read: First Premier Bank Platinumoffer Pre Approved Confirmation Number
Three fees are charged to you that include the annual fee, monthly fee, and the processing fee. The cost of the fee may be different for each credit limit, which you have. The credit limit will be $300 to $1000 from the day you sign the terms and condition of the company.
The Processing fee is the one-time fee that is processed before your account opens. The next one is the annual fee, which you have to pay every year. After that comes the monthly fees which are the most important servicing fee for the 60seccondpremier. $500 dollar is the credit limit for the first year. For example, in the first year, a total of $170 is charged on $300 credit limit. Moreover, after the first year, $120 is charged. Credit cards with the best rewards don’t carry much charge. If you want to cash in advance you will have to pay 5% or $6 the one, which is greater.
Why the First Premier Card is So Costly?
You have to pay the extra fee if your credit is not good and the APR is the usual one. To get rid of the big loss the team that gives you the card will charge you in a result of the conclusion. However, keep in mind that the 60secondpremier can change the conditions any time to begin a new level.
First Premier Bank Credit Card rate of APR for a cash advance is 36 percent. This fee is not so high and you have to pay no other fee except that. They rate with little fee and give you this much services. If you have the balance in the card then it will lead you to face the financial crisis.
More Affordable Options
Most of the time, the best choice is to have a secured credit card when you have low credit with you. The negative aspect is the deposit of this credit card that means you will be having extra money with you when the card is being used. Once the account is closed, you will get your cash back with interest which will be occasionally. There is 2 secured card and they are as follow:
DCU VISA® PLATINUM SECURED CREDIT CARD
The abbreviation of DCU is DIGITAL FEDERAL CREDIT UNION as the 60secondpremier is a protected visa MasterCard.The statement issued by the bank is that if you are going through any financial pressure and have a low credit even then you are approved by them. The rate of Variable APR for this card is around 13.75 currently and after that, it is free. In addition to this, the annual fee is zero for this card.
It will give you an idea to check the status of raising the credit without knowing on which point you are so that in this way you can check your fico. The report of your credit card is sent to all the three major credit bureaus.
The drawback of having this card is that you must be a member of a digital federal credit union to have the card. You can same be the member of the card if
- You have a connection with the partaking organization.
- If you are recognized with your current part.
- If you are working in the organization and resigned anytime then you are individual of this.
- Whether you work, stay or is understudy with the connection establishment.
Apart from the disadvantage, this is the best card you can have.
OPENSKY® SECURED VISA® CREDIT CARD
If you are facing a condition of having a low credit and nobody is accepting you for the MasterCard then OPENSKY® SECURED VISA® is the card that provides you a platform with even bad credit history. They don’t check while you are applying for the card if you have $35 that ok for them. The security deposit depends on the creditworthiness that can be between $200 to $3000. The report is sent to the 3 bureaus and the rate of variable APR charged is 19.64% and the APR for a cash advance is $6 or $5.
The best alternative for this is DCU VISA SECURED CARD that helps to select
you when you are in the bad credit condition. After searching for the card that does not need any good credit and accepts you without any inquiry from the selective organization you can get the best card that is reasonable as well.
Customer Support Service
If you have any query and want agent advice on that than you can contact the First Premier Bank by using the details given below:
- Mailing Address:
First PREMIER Bank,
P.O. Box 5524,
- Customer Support Number: 800-987-5521
Frequently Asked Questions
- Can I cancel my first Premier credit card?
With no further cancellation fee, First Premier Bank allows you to cancel your credit card anytime you like. Just make a call to customer support service by using the number 1-800-987-5521 and he will guide you. The Alternative is that you can write a letter to us for cancelation and mail it.
- Is a platinum credit card better?
The comparison between Platinum and Gold card is the Platinum Cards provides with more credit limits then Gold, which will eventually be useful for you if you are going to spend more credit, not just this but it can manage your payments easily of your credit card, and given more attention. The same donor but charges high annual fee offers platinum cards.
- Does First Premier Bank give credit increases?
Yes but there are some conditions and these are such as it charges 25% when First Premier increase the customer limit from the same account which is increased. For increment, customer can apply whenever they feel like applying but first they have to complete the duration of 13 months as customer otherwise there will be no increase in the credit limit. The increment range lies between $100 and $200.
- How much money is on a platinum credit card?
The annual fee charge may differ for platinum credit cards with a range of $99 to $300 plus. Other rewards programs. You will have to notice on the points you earned on every single dollar that you will be spending.
- What is a bad credit score?
The range of Excellent/very good credit score is 700 to 850. For Good credit score, the range is 680 to 699(682 is the Average American score). For Average/OK credit, score the range lies between 620 and 679. The low credit score range is 580 to 619. Moreover, the Bad credit score is 300 to 400.
- Can I go over my credit card limit with First Premier Bank?
Each month, $7 dollars will be charged to you because of the service fee of $84. Other charges include Credit Limit Increase Fee: Each time your account is permitted and approved for a credit limit increase you will charge $25 fee.